Payback novel official cover art by SAN, Korean BL web novel written by samK, published by Pilyeon Management and sold on Ridibooks

Payback (Novel)

CompletedWeb Novel🇰🇷

SYNOPSIS

Payback (페이백) is the Korean BL web novel samK wrote before any of the adaptations existed, and it is the version of the story with the most room in it. Lee Yuhan is a young man who spent his school years working for a loan shark instead of studying, collecting money by force from people who had none. One of those debtors came back for him, and Yuhan's younger brother died in his place. The novel begins with the aftermath: a man who has decided the death was his fault, working himself into the ground to pay off a debt he did not create and hospital bills for a mother who is not going to recover.

Five years on, Yuhan finds out that his old roommate Song Myeong-shin knew more about that night than he ever admitted. Myeong-shin has become an actor in the meantime, protected by an agency and an image, and there is no route from Yuhan's life into his. Then Yun Je-i, an executive at the company that manages Myeong-shin, offers Yuhan a way in. The offer is not charity and Yuhan does not treat it as such. What follows is a slow accounting of what he trades away, autonomy first, and then the version of himself that still believed the revenge was about justice.

Prose gives samK room the comic cannot match. The novel stays inside Yuhan's head for long stretches, so his self-loathing reads as a fixed condition rather than a plot problem waiting to be solved, and Je-i stays opaque: the reader gets Yuhan's guesses about him rather than authorial confirmation, which makes the imbalance between them harder to look away from. The book's publication history is unusual too. samK first released it as a self-published three-volume set in 2010, with a reprint in 2013 and a spin-off volume in 2015, and for over a decade it circulated as a doujinshi title rather than a commercial one. Pilyeon Management issued the complete work through Ridibooks in November 2022 as a six-volume digital edition, alongside the two-volume sequel Paid Payback, and it won a BL novel e-book prize at the 2023 Ridi Awards. Fujoking's manhwa adaptation had already begun serialising the year before, which is why many readers meet the comic first and arrive at the novel afterwards.

CONTENT DETAILS

Native Title
페이백
Original Title
PAYBACK
Also Known As
페이백, PAYBACK, Payback novel, Payback (Web Novel), 페이드 페이백 / Paid Payback (sequel), Peibaek
Adaptation
Original work. Adapted into the Korean BL manhwa Payback (2021) illustrated by Fujoking, and in turn into the 2026 Thai live-action series Payback. A drama CD adaptation was produced in 2021. Followed by samK's own sequel novel Paid Payback (페이드 페이백).
Themes
Key Themes
RevengeBetrayalDebt CollectorGuilt and AtonementGriefEntertainment IndustryEx-BoyfriendAge GapPower ImbalanceAngstSlow BurnAward WinnerContemporary Setting
Language
Korean
Writer
samK
Original Author
samK
Volumes
6
Publisher
Pilyeon Management (필연매니지먼트), commercial digital edition; originally self-published by samK
Aired Start
Aired End
Release Year
Content Rating
MA

READ ON

Ridibooks (Korean, complete 6-volume digital edition)

KEY TAKEAWAYS

  • What it is: Payback (페이백) is a completed Korean BL web novel by samK, the original source for both the Fujoking manhwa and the 2026 Thai live-action series.
  • Publication history: Self-published as a three-volume set on June 27, 2010, reprinted August 31, 2013, with a spin-off volume in December 2015, a doujinshi title for more than a decade before going commercial.
  • Commercial edition: Released through Ridibooks on November 1, 2022 by publisher Pilyeon Management, as a complete six-volume digital set published all at once rather than serialised.
  • Sequel: samK also wrote Paid Payback (페이드 페이백), a two-volume follow-up available alongside the main series.
  • Award: Winner of a BL novel e-book prize at the 2023 Ridi Awards, and one of the platform’s highest-rated BL titles at 4.8 out of 5 across more than 7,000 ratings.
  • Main characters: Lee Yuhan, the former debt collector; Song Myeong-shin, his ex-roommate turned actor; and Yun Je-i, the entertainment executive who enables the revenge.
  • Adaptation chain: Novel (2010) becomes manhwa (2021, Fujoking) becomes Thai drama (2026), with Yuhan renamed Sun, Myeong-shin renamed Bank, and Je-i renamed Jay for the live-action version.
  • Also a drama CD: A Korean audio adaptation was produced in 2021, with Yun Dong-gi voicing Yun Je-i and Jeon Seung-hwa voicing Lee Yuhan.
  • Cover art: The commercial edition’s cover illustration is credited to the artist SAN, not to manhwa illustrator Fujoking.
  • Age rating: Listed by the publisher under its highest age rating on Korean platforms, with identity verification required at purchase. There is no official English translation of the novel, the English-language release is the manhwa on Lezhin Comics.

EDITOR’S VERDICT

8.9/10

The thing worth knowing about samK's Payback before you start is that it is old. Not old in the sense of dated, but old in the sense that it spent twelve years circulating as a self-published title before a publisher picked it up, and it reads like something written without a commercial editor looking over the author's shoulder. That is mostly to its benefit. The novel is longer than it needs to be, structurally lopsided, and unwilling to reassure the reader, and it is a better book than the tidier version of itself would have been.

What prose gives it that the manhwa cannot

Yuhan's interiority is the whole argument for reading the novel after the comic. In the manhwa you infer his self-loathing from a flat expression and a lot of grey; in the novel you sit in it. samK writes his guilt as a settled belief rather than a wound, which is a meaningful distinction, Yuhan is not a man waiting to be told his brother's death was not his fault, he is a man who has done the arithmetic and reached a verdict. Every scene where someone tries to be kind to him has to fight that verdict, and the novel lets those scenes fail more often than a comic on a monthly schedule could afford to.

Where the writing shows its age

The middle third is loose. samK returns to the same emotional beat repeatedly, Yuhan accepting a humiliation because he believes he deserves it, and the repetition works cumulatively before it starts working against the book. Je-i's opacity is a deliberate choice and I think a correct one, but the novel occasionally mistakes withholding information for building tension, and there are stretches where his motives are unclear in a way that feels unplanned rather than designed. The six-volume digital edition also arrives as a completed block rather than a serialisation, which means none of the pacing was tightened for the commercial release.

The question of power the book is actually asking

This is where I would push back on describing Payback as a romance without qualification. The relationship between Yuhan and Je-i is built on a debt, an age gap and total asymmetry of power, and Yuhan's willingness throughout is shaped by the fact that he believes he has no right to refuse anything. samK knows this. The novel is more honest about it than the manhwa and considerably more honest than the Thai adaptation, which softens the arrangement into something closer to mutual attraction. Read it as a book about what a person will accept when they have decided they are guilty, and it holds together. Read it as a love story and the parts that are supposed to disturb you will just look like tropes.

  • Read it if: you have finished the manhwa and want the version with Yuhan's reasoning intact, and you read Korean.
  • Skip it if: you need a romance whose power dynamics resolve into equality, or you want an English edition, none exists.
  • Start with: the six-volume Ridibooks set, then Paid Payback, which functions as an epilogue rather than a separate story.

Final Score: 8.9/10

FREQUENTLY ASKED QUESTIONS

What is the Payback novel about?

The Payback novel follows Lee Yuhan, a former loan-shark enforcer whose younger brother is killed by a debtor taking revenge on him. Five years later Yuhan discovers his ex-roommate Song Myeong-shin was involved. An entertainment executive, Yun Je-i, offers to place him inside the agency that manages Myeong-shin so he can take everything back.

Who wrote the Payback novel?

samK, a Korean BL author who released Payback independently long before it was picked up commercially. samK is credited as the original author on the manhwa adaptation across Bomtoon, Lezhin Comics, Naver Series and Mr Blue, and is credited on the 2026 Thai live-action series as the source writer.

Is the Payback novel finished?

Yes. The main story is complete in six volumes in its commercial digital edition, and the two-volume sequel Paid Payback is also complete. Nothing is still being serialised. The original self-published three-volume set was marked complete when it was released in 2010.

Where can I read the Payback novel?

The complete Korean text is on Ridibooks as a six-volume digital set at ridibooks.com/books/2259010657, with Paid Payback listed on the same author page. Ridibooks requires identity verification because the title is listed by the publisher under its highest age rating. Ridibooks is the licensed publisher's storefront for this edition.

Is there an English translation of the Payback novel?

No official one. samK's novel has not been licensed into English, and no publisher has announced plans. The only official English-language version of this story is the manhwa adaptation on Lezhin Comics. Any English novel text circulating online is an unauthorised fan translation, not a licensed release.

How many volumes does the Payback novel have?

Six in the commercial digital edition, plus two volumes of the sequel Paid Payback, eight in total on Ridibooks. The earlier self-published print run was three volumes with one additional spin-off volume, so the volume split differs between editions even though the text is the same story.

Which came first, the Payback novel or the manhwa?

The novel, by more than a decade. samK first released it in 2010. Fujoking's manhwa adaptation did not begin serialising on Bomtoon until June 2, 2021. Most international readers encounter the manhwa or the Thai drama first and work backwards to the novel.

Who is the publisher of the Payback novel?

Pilyeon Management (필연매니지먼트) publishes the commercial digital edition distributed through Ridibooks. Before that, samK self-published the novel, which is why it circulated as a doujinshi title for years. Kidari Studio publishes the manhwa adaptation and is a separate company from the novel's publisher.

Did the Payback novel win any awards?

Yes. It won a BL novel e-book prize at the 2023 Ridi Awards, the year after its commercial release. It is also among Ridibooks' highest-rated BL titles, holding roughly 4.8 out of 5 across more than 7,000 reader ratings, which is unusually strong for a title of that length.

Who are the main characters in the Payback novel?

Lee Yuhan is the protagonist, a former debt collector carrying his mother's medical debt and blame for his brother's death. Song Myeong-shin is his former roommate, now an actor, and the target of his revenge. Yun Je-i is the entertainment-company executive who gives Yuhan access in exchange for dependence.

How does the novel differ from the Payback manhwa?

Length and interiority. The novel spends long passages inside Yuhan's reasoning, so his guilt reads as a settled conviction rather than something the plot will resolve. Fujoking's manhwa conveys the same material visually and compresses it. The novel is also more direct about the power imbalance between Yuhan and Je-i.

What is Paid Payback?

페이드 페이백, or Paid Payback, is samK's own two-volume sequel to the main novel. It is listed on Ridibooks alongside the six-volume main series and functions as an extended epilogue rather than a separate storyline. It should not be confused with the manhwa's Abduction side story, which is a different continuation.

Is the Payback novel available free or as a PDF?

Not legally. Ridibooks sells it as a paid EPUB e-book readable through the Ridi app, web reader or PC viewer. There is no free official edition and no authorised PDF release. Files described as free PDFs are unauthorised copies that pay samK and Pilyeon Management nothing.

Is there an audio version of the Payback novel?

Yes, a Korean drama CD adaptation was produced, with a teaser released on January 1, 2021. Yun Dong-gi voices Yun Je-i and Jeon Seung-hwa voices Lee Yuhan. The Ridibooks e-book edition also supports text-to-speech, though that is machine narration rather than a performed audiobook.

What age rating does the Payback novel have?

Korean platforms list it under their highest age rating, with identity verification required before purchase. The rating reflects the themes named above, violence tied to debt collection, and a central plot built on a child's death. Readers who prefer stories without heavy themes or a marked imbalance of power between the leads may want to avoid it.

Is the Payback novel on Naver Series or Bomtoon?

Ridibooks is the primary and most reliably available storefront for the novel, and Naver Series also carries Korean BL prose from this publisher. Bomtoon carries the manhwa adaptation rather than the novel text. If you want samK's original prose specifically, Ridibooks is the link to use.

Does the Payback novel have a happy ending?

It resolves rather than consoles. Yuhan's revenge completes, but the novel is clear that it does not undo what started it, and his self-blame is reframed rather than lifted. Paid Payback carries the ending further and lands in a warmer place than the main six volumes do.

Who drew the Payback novel cover?

The commercial edition's cover illustration is credited to the artist SAN. This is a different artist from Fujoking, who illustrates the manhwa adaptation, so the novel covers and the webtoon covers do not share an art style. The print doujinshi editions used earlier artwork.

How does the Thai drama relate to the novel?

The 2026 Thai series Payback adapts the manhwa, which adapts the novel, so the drama is two steps removed from samK's text. Characters are renamed and relocated to Bangkok: Yuhan becomes Theemekha "Sun" Rungsapdee, Song Myeong-shin becomes Thanapat "Bank" Loetkraisorn, and Yun Je-i becomes Athip "Jay" Wanitsakitphaisan.

Is the Payback novel a web novel or a light novel?

A web novel. It was written and circulated digitally in Korea rather than published through a traditional light-novel imprint, and its commercial release is an e-book rather than a print paperback line. It carries none of the illustration-heavy conventions associated with Japanese light novels.

How long is the Payback novel?

Six digital volumes for the main story, averaging roughly 1.7 MB per EPUB file, plus two sequel volumes. That is a substantial read by Korean BL standards, considerably longer than the 95-chapter manhwa in terms of narrative detail, since the comic condenses much of the novel's internal monologue.

Why is the Payback novel dated 2010 when the manhwa is 2021?

Because samK released it independently in 2010 and it stayed a self-published title for twelve years. The 2013 reprint and 2015 spin-off volume also predate the comic. Only the November 2022 Ridibooks release made it commercially available, by which point Fujoking's manhwa had already been serialising for over a year.

Should I read the novel or the manhwa first?

Start with the manhwa if you do not read Korean, since it is the only officially translated version. If you read Korean, either order works, though reading the manhwa first and the novel second tends to be more rewarding, the novel fills in reasoning the comic implies rather than the other way round.

Is the Payback novel connected to any other samK works?

Paid Payback is the direct sequel and shares its cast. samK's other titles are listed on the Ridibooks author page and on Kyobo Book Centre. Payback is the author's best-known work by a wide margin, largely because of the manhwa adaptation and the Thai live-action series that followed it.

Where can I read the Payback manhwa instead?

Bomtoon carries the original Korean serialisation and Lezhin Comics carries the official English edition, with Naver Series and Mr Blue offering the Korean revised edition. The manhwa runs 95 main chapters plus a 14-chapter side story and is fully complete as of August 2025.

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